ATMs are an indispensable part of modern life. Where would we be without the ability to stand on a rainy, windy street, cowering over a badly-lit keypad, tapping out a poorly-remembered code and hoping to catch our money before it is spat out into a puddle?
And now ATMs have provided us with an additional joy - skimming.
This simple technique involves fitting a fake keypad and a miniature camera to capture all your details as you withdraw money. Several incidents have occrued oin South Lakeland this week and they made the front page of The Westmorland Gazette.
Below are my four ideas on the subject, submitted to my steamed editor. But which did he pick to grace the Gazette's cover? Place your vote in the comments below.
And meanwhile, if you skip across to yesterday's blog you can find out what I've been doing in Wakefield for the last four months …